Grow Wealth Tax-Free
Through Bermuda Trust Structures
S&P 500 and Nasdaq-linked returns. Zero estate tax. Full creditor protection. For families managing $30M+.
The Problem
Building Wealth Is Hard.
Keeping It Is Harder.
Most domestic advisors don't have access to the Bermuda structures that protect and grow generational wealth.
Estate Tax Rate
Without proper structuring, up to 40% of your estate goes to taxes before your family sees a dollar.
Wealth Gone by Gen 3
Seven out of ten families lose their wealth by the third generation. The cause? Inadequate structuring.
Exemption Dropping
The $13.6M estate exemption is set to halve. For significant estates, that means millions more in exposure.
The Solution
The Manulife Bermuda Advantage
Backed by 130+ years of Manulife strength. Trusted by families across 19 countries.
Bermuda Master Trust
Your wealth held in a legally distinct Bermuda trust. Multiple sub-trusts, one master structure. Administered by Ocorian, a global trustee.
Ring-fenced. Protected. Customizable.Index-Linked Growth
Cash value linked to the S&P 500 (~10% annual) and Nasdaq (~12%+ annual). Broad market growth without direct stock ownership.
Market returns. Tax-free growth.Asset Protection
Sub-trusts create legal barriers shielding investments from creditors and litigation. Automatic, permanent protection.
Creditor-proof. Litigation-proof.Tax-Free Wealth Transfer
Structured for maximum tax efficiency under Bermuda law. Wealth flows to beneficiaries across generations intact.
Generational wealth. Preserved.
How It Works
Four Steps to Protection
From first conversation to fully operational Bermuda trust.
Estate Analysis
A private conversation to assess your current exposure and show exactly how much you could save.
Custom Architecture
We design your personalized trust structure with optimal index allocations and beneficiary provisions.
Implementation
We coordinate with Manulife Bermuda, Ocorian, and your advisors. You maintain full visibility.
Ongoing Growth
Your trust compounds tax-efficiently with annual reviews to adapt to changing conditions.
Free. Confidential. No obligation.
Real Results
Wealth Properly Structured
Anonymized for confidentiality. Representative of actual engagements.
$85M Estate
Challenge
Post-exit founder with $34M+ in estate tax liability. Domestic trusts left major exposure gaps.
Solution
Bermuda Master Trust with sub-trusts for each family member. S&P 500 index-linked policy. Full asset ring-fencing.
$200M+ Portfolio
Challenge
Third-generation family with illiquid assets, no succession plan, and growing litigation exposure.
Solution
Master Trust with generational sub-trusts, dual index-linking (S&P 500 + Nasdaq), and customized distribution rules.
Client Results
Why Families Choose Peregrine
“One conversation showed me exactly what I was losing every year. The Bermuda structure made the decision obvious.”
“Three advisory firms couldn't match what Peregrine structured. Index-linked growth inside the trust. It's simply not available elsewhere.”
“Manulife, 130 years of strength, Bermuda law, Ocorian as trustee. The institutional backing gave me complete confidence.”
FAQ
Common Questions
Every Month You Wait
Costs You Money
Unstructured estates compound tax exposure. Families who act don't just preserve wealth. They multiply it tax-free across generations.
Get Your Free Estate AnalysisLimited new relationships each quarter.
Complimentary · Confidential · By invitation.